Michigan Medicare and Health Plan Advisor
Welcome to Klinger Benefits, your leading licensed insurance benefits advisor since 2008.
What Carolyn Can Help With
Areas of Expertise
Personal guidance across a wide range of Medicare and insurance options for Michigan residents.
Dental / Vision / Hearing
Supplemental plans that help fill important gaps in your coverage.
Hospital Indemnity
Cash benefits to help offset the expenses associated with hospital stays and other unexpected medical expenses.
Critical Illness Protection
Benefits paid to you directly for expenses associated with heart attack, stroke, cancer and other critical illnesses.
Life Insurance
Protect your loved ones in the event of your passing with money to cover final expenses and other financial obligations.
Long Term Care
Protect your retirement savings from high medical costs associated with home health care, nursing home care or assisted living when needed.
Individual Health Insurance
Coverage you buy on your own or through the Health Insurance Marketplace. Understanding the differences and finding the plan that fits your needs.
Upcoming Enrollment Periods
October 15, 2026 -
December 7, 2026
This is when you can enroll for new 2027 coverage.
November 01, 2026 -
January 15, 2027
This is when you can enroll for new 2027 coverage.
