2024 Medicare Personalized Planning

Overwhelmed by the new Medicare guide? We can help customize a plan that  meets both your needs and your budget.  Download free Planning Guide...

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Custom Assessment

We can find you an affordable Medicare plan.  Ask for Carolyn (248) 459-2268

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The concierge services of Klinger Benefits will help you answer questions like:


  • What type of plan makes the most sense for me?
  • Which plans cover my prescription drugs?
  • What is covered by each type of plan?
  • What is the cost of Medicare advantage plans in Michigan?
  • When can I apply for Medicare coverage?



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Set up a time to talk one-on-one with a

top rated Medicare Expert

Upcoming Enrollment Periods

MEDICARE ANNUAL ENROLLMENT

October 15, 2023 - 

December 7, 2023

This is when you can enroll for new 2024 coverage.

QUESTIONS?
UNDER 65 OPEN ENROLLMENT

November 01, 2023 - 

January 15, 2024

This is when you can enroll for new 2024 health coverage.

CALL NOW!

Frequently Asked Questions

Here are answers to some common questions. 
  • How Do I apply or get Medicare?

    Getting Medicare is a major milestone. Here’s where you can get the information you need, no matter where you are in your Medicare journey. Before you choose a path below, check out these 5 important facts:


    1. Some people get Medicare automatically, and some have to sign up. You may have to sign up if you’re 65 (or almost 65) and not getting Social Security.
    2. There are certain times of the year when you can sign up or change how you get your coverage.
    3. If you sign up for Medicare Part B when you’re first eligible, you can avoid a penalty.
    4. You can choose how you get your Medicare coverage.
    5. You may be able to get help with your Medicare costs.

    If you want to avoid all of the confusion and time, call the office of Carolyn Klinger at (248) 459-2268 and we'll do all the work for you.

  • Do I have to sign up for Medicare at age 65?

    When you're first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.

    If you're eligible for Medicare when you turn 65, you can sign up during the 7-month period that:

    • Begins 3 months before the month you turn 65

    • Includes the month you turn 65

    • Ends 3 months after the month you turn 65


  • What's available for Special circumstances?

    (Special Enrollment Periods)


    Once your Initial Enrollment Period ends, you may have the chance to sign up for Medicare during a Special Enrollment Period (SEP). If you're covered under a group health plan based on current employment, you have a SEP to sign up for Part A and/or Part B anytime as long as:

    • You or your spouse (or family member if you're disabled) is working.

    • You're covered by a group health plan through the employer or union based on that work.

    You also have an 8-month SEP to sign up for Part A and/or Part B that starts at one of these times (whichever happens first):

    • The month after the employment ends

    • The month after group health plan insurance based on current employment ends

    Usually, you don't pay a late enrollment penalty if you sign up during a SEP.

Talk to us today!

KlingerBenefits, LLC is a licensed and certified representative of Medicare Advantage HMO, PPO and PPFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. Call Carolyn today at (248) 459-2268
Medicare supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. Medicare supplement plans are not connected with or endorsed by the U.S. government or federal Medicare program.
Online quoting available for Medicare supplement plans only.
For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
The plans we represent and their subsidiaries do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion. To learn more about a plan's nondiscrimination policy, please click here.